Terms of Service

Last updated: February 14, 2026

1. Acceptance of Terms

By accessing and using Null Dues ("the Service"), you accept and agree to be bound by these Terms of Service.

2. Description of Service

Null Dues provides debt management and tracking tools to help users organize and pay off their debts. The Service is provided "as is" for informational purposes.

3. User Accounts

You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account.

4. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices.

5. Disclaimer

Null Dues is not a financial advisor. The Service provides tools and information but does not constitute financial advice. Always consult with a qualified financial professional before making financial decisions.

6. Limitation of Liability

Null Dues shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service.

7. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Service after changes constitutes acceptance of the modified terms.

8. Contact

For questions about these Terms, please contact us at navprabhat.k@cairalabs.com